📈 NAR Cost vs Value · 2024 Data · Resale ROI

Siding ROI Calculator — Resale Value Boost & Payback

Input your siding cost and home value. Compare vinyl, Hardie, wood, metal, and stucco ROI — with payback period, annual maintenance savings, and how it stacks against roof and kitchen remodels.

Siding Type

Baseline ROI (2024 NAR)76%
Annual maintenance saving$350
Durability30 yrs

Highest ROI for mid-range homes. No painting, no patching, minimal upkeep. NAR data confirms vinyl recoups 76% of cost at resale.

ROI Projection

Projected value increase+$13,680
Home value after siding$413,680
Payback period1.3 yrs
Maintenance savings (10 yrs)+$3,500
Net benefit after cost$-820
Combined ROI-4.6%

Siding ROI vs Roof vs Kitchen — The Big Three Remodels Compared

Siding is rarely the first remodel homeowners plan — roofs and kitchens always compete for the budget. Here is the direct comparison from NAR's 2024 data.

Vinyl Siding (mid-range)

🏆 Best ROI
Typical cost$12.6k–$22k
Resale ROI76%
Payback period1.3 yrs

Highest ROI of any exterior upgrade — instant curb appeal, zero ongoing maintenance.

New Asphalt Shingle Roof

Typical cost$20k–$32k
Resale ROI77%
Payback period1.3 yrs

Similar ROI but non-monetary value: prevents structural water damage that could cost 10× more.

Minor Kitchen Remodel

Typical cost$24k–$31k
Resale ROI74%
Payback period1.4 yrs

Lower raw ROI but highest lifestyle value — use every day. Resale buyers prioritize updated kitchens.

Educational Disclaimer — Not Financial Advice

The ROI numbers on this page are derived from public National Association of Realtors (NAR) 2024 Remodeling Cost vs Value Report — a free annual publication that surveys mid-range home improvement returns nationally. They are averages across thousands of houses and will vary significantly by your local market, neighborhood, home age, condition at time of siding, color choice, and how the installation quality is perceived by buyers in your area. This information is for educational planning purposes only, not investment or financial advice. Consult a local real estate agent or appraiser for accurate resale value estimates in your specific market.

Every Siding Type — ROI Comparison Table

Siding TypeMid-Range ROIUpscale ROIDurabilityAnnual Maint.Risk
Vinyl Siding (mid-range)76% 🏆63%30 yrs+$$350Low
Fiber Cement / Hardie67% 58%50 yrs+$$500Low
Wood Siding (cedar clapboard)57% 52%25 yrs-$$300Medium
Metal / Steel Siding62% 55%40 yrs+$$400Medium
Stucco Siding64% 57%50 yrs+$$300Medium
Brick Veneer / Stone Veneer59% 54%100 yrs+$$450Low

The Hidden Maintenance Value

Vinyl siding's 76% ROI beats Hardie's 67% — but Hardie actually delivers more total valuewhen you account for maintenance savings. Vinyl saves $350/year in not painting; Hardie saves $500/year in not maintaining fiber cement. Over your average 7-year hold, Hardie's extra $1,050 in maintenance savings erases almost its entire $9k higher upfront cost and puts it within $2,000 of vinyl by resale time.

Calculate Your Exact Cost First

ROI only matters if the cost numbers are accurate. Before deciding on vinyl vs Hardie, run your exact wall dimensions through the main siding calculator to get a real material + labor cost. Then come back here to plug those numbers into the ROI tool — you'll see how the payback period shifts for your specific house.

Get Your Exact Cost First

Frequently Asked Siding ROI Questions

Siding ROI vs new roof ROI?▼

Both recoup ~76–77% of mid-range cost at resale. Siding gives instant curb appeal; roof gives structural protection that prevents way more expensive water damage down the line. If you have to choose, replace the roof first if it's leaking or near end of life.

Vinyl vs Hardie ROI over 10 years?▼

Vinyl has higher upfront ROI (76% vs 67%) because it's cheaper. But over 10 years, Hardie's $500/year maintenance savings ($5,000 total) closes most of that gap. Combined ROI (resale + maintenance minus cost) makes Hardie competitive if you plan to hold the house that long.

How much does siding increase home value?▼

NAR data says siding adds roughly 60–80% of its installed cost to home value. A $20k vinyl job adds ~$15.2k. This is a national average — luxury markets add more, starter home markets add less.

Siding ROI vs kitchen remodel?▼

Very similar ROI: siding 76%, minor kitchen 74%, major kitchen 55%. Kitchens have higher lifestyle value — you use them daily — while siding has higher curb appeal value — it impacts how buyers perceive the whole house before walking in.

Siding value increase per square foot?▼

ROI percentage × cost per sq ft. Vinyl at $5/sq ft × 76% = $3.80 value boost per sq ft. Hardie at $10/sq ft × 67% = $6.70 per sq ft. Multiply by your siding area for the full estimate.

Does new siding help sell faster?▼

Yes — real estate agents consistently report that homes with recently updated siding sell 2–3 weeks faster than homes with original siding of the same age. Curb appeal is the first impression; bad siding kills foot traffic before buyers even see inside.

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